Practice shows that a successful man, willingly showering you with gold for life, can wait until gray hair. It is much more productive to learn to look after your wallet yourself.
These skills will come in handy in the future when the bank account becomes six figures.
It turns out that many wealthy people have similar models of monetary behavior. It is obvious that the habits of millionaires work, and, therefore, we read and remember.
Buy what you need, not what you want
For women, it sounds like a death sentence, but as the author of the material, I confirm that this rule really works. No one orders to deprive yourself of small joys, but they must be tiny not only in size but also in the amount in the check.
Spend less than you earn
Endless debts tend to accumulate like a snowball. You will not have time to look back, as you will work only to pay off all past purchases. It is doubtful that after that they will bring you pleasure.
Get a savings card
This will help you stick to rule number 2 – save you from the temptation to put everything in your purse.
Avoid Borrowing
Debt is more burdensome than it seems. One loan of even a small amount will push for a “relapse”. A constant upward trend in prices will eat up more money than the amount borrowed.
Find a second job
In addition to the fact that this is additional income, it also reduces the time for shopping. Admit it, often they are completely unjustified. In addition, the money earned by double labor will want to be spent more wisely.
Manage money
Let not money determine your pastime, but you determine their purpose. List all important purchases and determine the number of small expenses.
Invest in yourself
Money spent on courses or education will always bear fruit in the form of new knowledge, acquaintances, or experience. This will not only help you sell yourself better as a professional, but also give you confidence in your career ambitions (read: on the way to a higher salary).
Look for other solutions to the problem
There is always a more economical way. You can easily optimize your spending, the main thing is not to be lazy. It is more convenient to go to the store and buy expensive cosmetics for every hair on the body. But there are budget options, and if you think about it, you can find multi-tasking tools that will significantly reduce the budget expenses.
Start doing something already.
Complaining and explaining are unproductive. Be open to new opportunities, and don’t be lazy to think. Mentally, you can also earn money, the main thing is to turn on your brains and understand that you can always earn money. Ask your neighbor’s dog to walk for 50 UAH per hour, look after the neighbor’s children, and sell old things.
Keep track of time
People whose time is worth its weight in gold don’t do shopping marathons. Time is Money.
